Expat Insurance

5 frequently asked questions • Get instant answers

Frequently asked questions

  • Certain situations may not be covered by an expat health insurance policy. They include:

    • Cosmetic procedures: Elective cosmetic procedures like plastic surgery for non-medical reasons.
    • Pre-existing conditions: Many expat health insurance policies impose a waiting period for pre-existing conditions. During this period, the expenses related to pre-existing conditions may not be covered in your expat health insurance policy.
    • Experimental treatments: Treatments that are considered experimental or investigational.
    • Substance abuse: Treatment for substance abuse or addiction.
    • War or acts of terrorism: Medical expenses resulting from acts of civil unrest, war, or any acts of terrorism.
    • Alternative therapies: Certain alternative therapies like acupuncture, acupressure, and naturopathy.
    • Self-inflicted injuries or harm: Treatment for injuries resulting from intentional harm, self-inflicted injuries, or participation in illegal activities.
    • Mental health disorders: Cover for mental health conditions may have limitations or waiting periods. Most expat health insurance policies offer limited coverage for mental health conditions.
    • Preventive and routine care: Routine check-ups, vaccinations, preventive screenings, and health maintenance services may not be covered under certain expat health insurance plans.

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